Free Daily Podcast Summary
Retire With Style: Daily Summaries Delivered
by Wade Pfau & Alex Murguia
The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 2 weeks ago30 min
Episode 251: Retirement Tax Planning 101: How Your Income Is Really Taxed
In this episode of 'Retire with Style', Alex and Wade introduce their new studio and discuss the upcoming tax planning challenge. They delve into the basics of federal income taxes, including total income, adjusted gross income, and the importance of understanding deductions. The conversation emphasizes the significance of tax planning, especially as the year-end approaches, and provides insights into how to maximize tax efficiency for retirement. This conversation delves into the complexities of tax planning, focusing on itemized deductions, below-the-line deductions, filing statuses, tax brackets, and strategies for retirees. The discussion highlights common pitfalls in tax planning, particularly regarding Medicare surcharges and effective marginal tax rates, providing listeners with valuable insights into optimizing their tax situations. Listen now to learn more! Takeaways Understanding tax basics is crucial for effective planning. Total income includes various sources beyond just wages. Qualified dividends and long-term capital gains are taxed at lower rates. Planning ahead can lead to substantial tax savings. Itemized deductions can significantly impact tax liability. Filing status affects tax rates and deductions available. Qualified charitable donations can be itemized under certain conditions. Effective marginal tax rates can differ from stated tax brackets. Roth IRAs provide tax-free income in retirement. Medicare surcharges are based on adjusted gross income, not taxable income. Chapters 02:45 Understanding Federal Income Taxes and Tax Planning Basics 03:38 Exploring Total Income and Its Components 05:02 Deductions: Above the Line vs. Below the Line 10:43 Adjusting Gross Income and Its Importance 12:11 Standard Deductions and Their Impact 14:08 Understanding Itemized Deductions 17:03 Exploring Below-the-Line Deductions 18:57 Filing Status and Its Implications 20:10 Navigating Tax Brackets and Rates 24:55 Tax Strategies for Retirees 26:50 Common Tax Planning Pitfalls Links Join Wade and Alex on Thursday, October 22, from 1–3:30 PM ET for another live Retire With Style YouTube Q&A! Whether you have questions about Social Security, retirement withdrawals, taxes, or investment strategies, this is your chance to hear their insights in real time. Submit your questions in advance at retirewithstyle.com/contact, and visit retirewithstyle.com/live to get notified when we go live. Join us November 2nd–4th from 12–2 PM ET for our FREE, three-day Tax Planning Challenge. Wade Pfau will walk you through smarter year-end tax planning strategies, including Roth conversions and capital gains harvesting, with access to Retirement Researcher Academy’s unique Tax Map Calculator to help you identify potential opportunities based on your own financial situation. Register now at retirewithstyle.com/taxchallenge 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
- 3 weeks ago39 min
Episode 250: Do Annuities Actually Improve Retirement Outcomes? What the Math Says
In this episode of Retire With Style, Wade Pfau and Alex Murguia continue answering listener questions from their recent YouTube Live Q&A, tackling several important considerations for retirement income planning. They discuss whether buffer assets belong in a Total Return retirement strategy, why the commonly cited 80% income replacement rule may not reflect your actual retirement spending needs, and what elevated stock market valuations could mean for sustainable withdrawal rates. Wade and Alex also explore the role of today's bond yields in managing sequence-of-returns risk and revisit a frequently debated topic: should annuities be considered investments or insurance? Finally, they examine why adding annuities to a retirement portfolio might produce unexpected Monte Carlo simulation results and why understanding your retirement income preferences matters just as much as the numbers. Listen now to learn more! Takeaways Buffer assets can complement a Total Return strategy by helping manage sequence-of-returns risk during market downturns. Retirement income needs should be based on actual spending goals rather than the traditional 80% income replacement rule. Elevated CAPE ratios may signal lower future stock returns, but they are not reliable predictors of market downturns. Higher bond and TIPS yields can help support sustainable retirement withdrawals, even when stock market valuations are elevated. Annuities should be evaluated for their ability to provide reliable lifetime income, not solely on investment returns or Monte Carlo success rates. Chapters 00:00 Introduction and episode overview 01:20 Discussing buffer assets and risk management 03:21 Misunderstanding buffer assets versus time segmentation 05:23 Buffer assets versus reserve assets for spending 06:46 Target replacement rates in retirement 08:11 Debate on the 80% replacement rate 10:23 Impact of elevated CAPE ratios on retirement withdrawal rates 14:25 Market valuation signals and long-term returns 18:10 Interpreting high CAPE ratios and market timing 20:16 Are annuities investments or insurance? 24:20 Annuities as a protection asset class 29:22 Classifying annuities as investments or insurance Links Join Wade and Alex on Thursday, October 22, from 1–3:30 PM ET for another live Retire With Style YouTube Q&A! Whether you have questions about Social Security, retirement withdrawals, taxes, or investment strategies, this is your chance to hear their insights in real time. Submit your questions in advance at retirewithstyle.com/contact, and visit retirewithstyle.com/live to get notified when we go live. Join us November 2nd–4th from 12–2 PM ET for our FREE, three-day Tax Planning Challenge. Wade Pfau will walk you through smarter year-end tax planning strategies, including Roth conversions and capital gains harvesting, with access to Retirement Researcher Academy’s unique Tax Map Calculator to help you identify potential opportunities based on your own financial situation. Register now at retirewithstyle.com/taxchallenge 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean’s free eBook, “Retirement Income Planning”
- Oct 6, 202640 min
Episode 249: Why Your Tax Bracket Doesn’t Tell the Whole Story
In this tax-focused episode of Retire With Style, Wade and Alex tackle listener questions about how taxes should influence retirement decisions, with a particular emphasis on Roth conversions, withdrawal sequencing, and tax diversification. They explain why retirement tax planning involves much more than simply “filling up” a tax bracket, since additional income can affect capital gains rates, Social Security taxation, Medicare IRMAA surcharges, deductions, and other parts of the tax system. They also explore when it may make sense to begin Roth conversions sooner, how retirees can strategically blend withdrawals from taxable and tax-deferred accounts, whether paying off a mortgage can compete with Roth conversions for available cash flow, and the role taxable brokerage accounts can play for early retirees. Throughout the discussion, the recurring message is that good tax planning requires looking at the interaction between taxes, spending, investments, and future income rather than optimizing any single decision in isolation. Listen now to learn more! Takeaways Tax brackets alone don’t tell you the true cost of additional income because capital gains, Social Security taxation, Medicare IRMAA, deductions, and other factors can change your effective marginal tax rate. If Roth conversions make sense for your situation, starting sooner may be better than waiting simply to preserve a lower tax rate today. Converting your entire traditional IRA to Roth isn’t automatically the goal because some future withdrawals or RMDs may ultimately be taxed at very low rates. Blending withdrawals from taxable and tax-deferred accounts can help manage taxes today while reducing future pressure from RMDs and Medicare surcharges. The best retirement tax strategy requires looking at the entire financial picture, including spending, Social Security, other income, investments, and future required distributions. Chapters 00:00 Introduction 02:07 Upcoming tax planning challenge details and registration 04:02 Deep dive into how federal taxes impact retirement planning 06:39 Tax questions and strategies for Roth conversions at different ages 12:42 Case study: Managing withdrawals and tax brackets at age 60 19:40 Discussion on mortgage payoff strategies in retirement 26:32 Balancing taxable and tax-deferred assets for flexibility Links Join us November 2nd–4th from 12–2 PM ET for our FREE, three-day Tax Planning Challenge. Wade Pfau will walk you through smarter year-end tax planning strategies, including Roth conversions and capital gains harvesting, with access to Retirement Researcher Academy's unique Tax Map Calculator to help you identify potential opportunities based on your own financial situation. Register now at retirewithstyle.com/taxchallenge 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
- Sep 29, 202631 min
Episode 248: Are You Doing Roth Conversions the Wrong Way?
In the final part of the Retire With Style Live Q&A, Wade and Alex tackle listener questions on tax-efficient retirement withdrawals, Roth conversions, Social Security, sequence-of-returns risk, annuities, and buffered ETFs. They explain why smart tax planning goes beyond simply filling tax brackets, how to think about Roth conversions with lifetime taxes in mind, and when strategies involving HSAs, MYGAs, and annuities may play a role. It’s a practical look at how the different pieces of a retirement income plan can work together. Listen now to learn more! Takeaways Tax brackets alone don’t tell the whole story: Roth conversion decisions should consider your effective marginal tax rate, including interactions with Social Security taxation, IRMAA, capital gains, deductions, ACA subsidies, and other tax provisions. The goal isn’t necessarily to eliminate your traditional IRA: Converting too much to Roth could leave you without enough taxable income later to take advantage of the standard deduction and other low-tax opportunities. Roth conversions can be front-loaded or spread over time: The better approach depends on the effective marginal tax rates available to you now versus those you may face later. Withdrawal sequencing should account for lifetime taxes, not just this year’s bill: Comparing taxable, IRA, and Roth withdrawals can help determine which source makes the most sense after considering the broader tax consequences. Saved HSA receipts may provide another strategic source for paying Roth conversion taxes: Qualified reimbursements could potentially provide tax-free funds in a year when a large conversion creates a significant tax bill. MYGA ladders can potentially serve double duty before Social Security: They may function as a buffer asset during poor markets while allowing interest to remain tax-deferred when the funds aren’t needed, preserving room for Roth conversions. Buffered ETFs trade some market upside for downside protection: They can potentially fill a structured-return role similar to certain indexed annuities when lifetime income guarantees aren’t the objective. Paying Roth conversion taxes from an IRA isn’t automatically a mistake: For those at least 59½, Wade notes that it can be workable, provided the additional taxable distribution needed to pay the tax is included in the conversion calculations. Annuities inside an IRA may have an unexpected RMD-planning role: Wade describes emerging “RMD Shield” research examining whether annuity payments can help satisfy RMD requirements while reducing required distributions from other IRA assets and potentially preserving a larger legacy. Chapters 00:00 Introduction to Retirement Tax Strategies 02:10 How the Tax Map Calculator Helps Minimize Taxes 04:03 Planning Roth Conversions and Managing RMDs 06:06 Using HSA Receipts for Tax Efficiency 08:01 Understanding IRMA Thresholds and Future Planning 11:05 Evaluating Roth Conversion Strategies: Gradual vs. Upfront 13:08 Effective Marginal Tax Rate and Its Importance 15:59 Handling Insufficient Assets for Roth Conversions 18:05 Buffered ETFs and Annuities as Retirement Tools 22:10 Paying Taxes from IRA and Managing Infinite Loops 25:04 Using Annuities to Reduce RMDs and Boost Legacy 26:50 Future Research and White Paper on RMD Shield Links 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean’s free eBook, “Retirement Income Planning”
- Sep 22, 202632 min
Episode 247: Is the 4% Rule Still Relevant? What the Retirement Math Says
In this episode of Retire with Style, Wade and Alex tackle listener questions spanning some of the most important decisions retirees and pre-retirees face, including tax planning, Roth conversions, annuities, withdrawal strategies, and preparing for an uncertain future. They explore tax traps that can arise from preferential income stacking, Medicare IRMAA, and other income-related phaseouts; break down the pros and cons of QLACs; and explain why the traditional 4% rule may work better as a rough planning benchmark than as a real-world retirement spending strategy. The conversation also examines how investors should think about asset allocation in the age of AI, the challenges of funding a very early retirement, and how TIPS, annuities, liquidity, and spending flexibility can work together. They close by discussing annuity safety and why even seemingly secure retirement strategies still involve tradeoffs and risks. Listen now to learn more. Takeaways The 4% rule can provide a rough retirement savings target, but fixed inflation-adjusted withdrawals rarely reflect how people actually spend throughout retirement. Retirement tax planning requires looking beyond your tax bracket because capital gains stacking, NIIT, Medicare IRMAA, and deduction phaseouts can increase your effective marginal tax rate. QLACs can provide late-life income while delaying RMDs on the premium, potentially making them useful for longevity planning and certain long-term care strategies. Rather than trying to predict how AI will affect markets over the next five or ten years, investors should recognize that current expectations are continually being incorporated into market prices. A Roth conversion strategy should focus on the effective marginal tax rate, not simply filling a particular federal income tax bracket. Retiring in your 40s or early 50s makes guaranteed lifetime income considerably more expensive, which can make spending flexibility especially important for early retirees. A safety-first retirement strategy still needs to preserve capital outside the income floor for discretionary spending, inflation risk, and expenses that may increase later in life. People concerned about a forced early retirement may benefit from maintaining liquid, accessible assets outside retirement accounts while continuing to save aggressively. Annuities are not completely risk-free, although contractual protections, insurer financial strength, and state guarantee systems provide layers of protection for policyholders. Chapters 02:06 Tax Traps When Delaying Social Security and Medicare 04:07 Understanding Qualified Longevity Annuity Contracts (QLACs) 06:04 Pros and Cons of QLACs for Long-Term Care and Income 07:49 The Limitations of the 4% Withdrawal Rule 10:14 Asset Allocation and the Era of AI in Investing 12:01 Early Retirement Planning and Risk Pooling Tools 14:04 Risk Management and Safety Nets for Insurers 15:57 Tax Planning Strategies for Roth Conversions 17:59 Managing Income and Tax Efficiency in Retirement 20:01 Long Horizons and Annuity Efficiency for Young Retirees 21:55 Balancing Guaranteed Income Floors with Growth Assets 23:52 Short-Term Liquidity and Career Uncertainty 26:02 Risk of Multiple Insurer Failures and Economic Scenarios Links 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
- Sep 15, 202633 min
Episode 246: Why 100% Bonds May Not Be the Safest Retirement Portfolio
In this live Retire With Style Q&A, Wade Pfau and Alex Murguia tackle a wide range of retirement planning questions, including Social Security survivor benefits for divorced spouses, using home equity as a retirement buffer, managing sequence-of-returns risk, building conservative portfolios, Roth conversions, and annuity planning. They explain why a HECM reverse mortgage can function as a more reliable buffer asset than a HELOC, revisit the role of a rising equity glide path in retirement, and discuss how Social Security, QLACs, TIPS, and portfolio diversification can help address longevity and inflation risks. The episode also explores why even highly conservative retirees may benefit from modest stock exposure, why short-term market timing should not dictate Roth conversion decisions, and the practical hurdles involved in exchanging or restructuring existing immediate annuities. Listen now to learn more! Takeaways A divorced spouse may qualify for an ex-spouse survivor benefit if the marriage lasted at least 10 years and remarriage occurred after age 60. Social Security benefits generally do not “stack”; eligible retirees effectively receive the highest benefit available to them through their own benefit plus any applicable top-off. A HECM reverse mortgage can serve as a retirement buffer asset because its line of credit is designed to remain available during periods of market stress, unlike a HELOC that may be frozen or reduced. Rising equity glide paths remain a viable strategy for managing sequence-of-returns risk and can be implemented differently depending on a retiree’s retirement income style. Delaying Social Security can provide valuable inflation-adjusted lifetime income, while a QLAC can add reliable income later in retirement to help manage longevity risk. Even retirees with all essential expenses covered by Social Security may benefit from holding a modest stock allocation rather than keeping 100% of their portfolio in fixed income. TIPS can provide an additional layer of inflation protection for conservative investors who want to maintain a substantial fixed-income allocation. Roth conversion decisions generally should not be driven by fear that the market might decline immediately after the conversion, since short-term market movements are impossible to consistently predict. From an asset-location perspective, higher-growth assets such as stocks may be particularly valuable in Roth accounts because their future gains can potentially grow tax-free. Existing SPIAs are typically irreversible, which can make exchanging a joint annuity for a different insurer or restructuring it as a single-life annuity difficult or impossible Chapters 00:00 Introduction to Retirement Strategies 01:48 Social Security Benefits for Ex-Spouses 03:53 Using Buffer Assets: HECMs vs HELOCs 05:52 The Rising Equity Glide Path in Retirement 10:57 Managing Sequence of Returns Risk 14:01 Delaying Social Security and Using QLACs 17:03 Asset Allocation for Safety and Inflation Protection 20:00 Asset Location and Bond Ladder Strategies 22:04 Roth Conversions and Asset Management 25:59 Annuities and Protecting Income 26:54 Switching from Joint to Single Annuities Links 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean’s free eBook, “Retirement Income Planning”
- Sep 8, 202634 min
Episode 245: Retirement Withdrawals: When to Use Your Portfolio, When to Use a Buffer
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau discuss various aspects of retirement planning, including the importance of finding purpose in retirement, strategies for asset allocation and location, understanding retirement expenses, planning for long-term care, and investment strategies. They emphasize the need for a structured approach to retirement income and the significance of having a volatility buffer to manage market fluctuations. The conversation is rich with insights and practical advice for those preparing for retirement. Listen now to learn more! Takeaways Retirees need a purpose to retire, which can be explored through workshops. Asset allocation should consider pre- and post-Social Security phases. A social security delay bridge can help manage withdrawals before benefits start. Retirement expenses can vary significantly based on personal circumstances. The 80% replacement rate rule is a common guideline for post-retirement spending. Long-term care expenses should be planned for conservatively, with a reserve fund in mind. Investment strategies should adapt to market conditions and personal risk tolerance. A volatility buffer can help manage sequence of returns risk in retirement. Using a total return strategy can provide flexibility in spending during retirement. It's important to have quantitative guardrails for investment strategies to avoid emotional decision-making. Chapters 02:51 Finding Purpose in Retirement 06:10 Asset Allocation and Location Strategies 11:56 Understanding Retirement Expenses 18:08 Long-Term Care Planning 23:53 Investment Strategies for Retirement 29:58 Volatility Buffer Strategies Links Join Wade and Alex tomorrow, September 9, from 12–1:30 PM ET for a live Retire With Style YouTube Q&A! Bring your retirement planning questions, from Social Security and tax planning to investment strategies, and get answers in real time. Submit your questions in advance at retirewithstyle.com/contact, and visit retirewithstyle.com/live to be notified when we go live. 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
- Sep 1, 202626 min
Episode 244: Why Being Safety-First Doesn’t Mean You Need an Annuity
In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau discuss various aspects of retirement planning, including the importance of tax planning, the role of annuities in income protection, and strategies for managing inflation risk. They also touch on the upcoming YouTube live session focused on tax questions and the significance of understanding one's retirement income style awareness (RISA). The conversation emphasizes the need for a reliable income floor and the evaluation of whether additional annuities are necessary based on existing income sources like Social Security and pensions. Listen now to learn more! Takeaways Tax planning is crucial as retirement approaches. Social Security can provide inflation-adjusted income. Annuities can fill income gaps but may not be necessary for everyone. Understanding RISA helps tailor retirement strategies. Inflation risk is a significant concern for retirees. Building a reliable income floor is essential for financial security. Different investments can bridge income gaps during retirement. It's important to evaluate existing income sources before purchasing annuities. Chapters 04:30 Upcoming YouTube Live and Tax Planning 06:37 Understanding Safety First and Income Protection 11:55 Inflation Risk and Annuities 14:35 Building a Social Security Delay Bridge 17:08 Risk Wrap and SPIAs for Essential Expenses 20:18 Different RISA Points for Different Purposes 22:25 Evaluating the Need for Annuities Links 📘 New Release: The Retirement Planning Guidebook (3rd Edition) Wade Pfau’s must-read Retirement Planning Guidebook just got even better. The 3rd Edition is now available and packed with the latest updates to help you design your retirement strategy with confidence. Grab your copy on Amazon or your favorite book retailer: https://books2read.com/Retirement This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean’s free eBook, “Retirement Income Planning”
Get Retire With Style summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
Retirement Answers
Provides guidance on retirement planning topics including income, taxes, Social Security, insurance, and investing.
Your Money, Your Wealth
Financial advisors answer personal finance questions on retirement, taxes, investing, and wealth management with a humorous twist.
Retirement Planning Education, with Andy Panko
Covers retirement planning topics including IRAs, taxes, Social Security, Medicare, and estate planning.
Legacy Blueprint: Plan It Forward
A practical guide to estate planning and financial security through expert advice and actionable strategies.
Money Guy Show
Teaches wealth-building strategies to help listeners grow their assets and achieve financial goals efficiently.
Your Money Guide on the Side
A practical guide to personal finance and investing, breaking down complex topics with expert insights and actionable advice.
Life Starts at Retirement
Focuses on living retirement with positivity, adventure, and strong relationships while maintaining well-being and basic financial awareness.
Afford Anything | Get Smarter With Money
Explores the five pillars of financial freedom through expert interviews on wealth-building, investing, and behavioral finance.
Financial Advisor Success
Real stories and strategies from top financial advisors and consultants on building and growing a successful advisory business.
NerdWallet's Smart Money Podcast
Finance experts answer real-world money questions on budgeting, investing, credit cards, and financial planning with clear, research-backed advice.
Wake Up to Wealth
Real estate and entrepreneurship strategies for building wealth and financial independence.
The Conscious Edge Podcast: Redefining Wealth as a Whole Human Experience
Alecia St. Germain
About Retire With Style
The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from Retire With Style in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's Retire With Style daily summary?
It's a free AI-powered email that summarizes new episodes of Retire With Style as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the Retire With Style podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official Retire With Style product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by Wade Pfau & Alex Murguia.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts, any in the catalog. Basic raises that to 15, Pro to 40 and Max to 100. Browse our full catalog at /podcasts.
How often does Retire With Style release new episodes?
Retire With Style publishes weekly. Our AI generates a summary within hours of each new episode.
What topics does Retire With Style cover?
Retire With Style covers topics including Education, Business, Investing, How To. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting Retire With Style summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.